Become Debt Free Faster
Xsolvere helps you lower utilization, track your payoff progress, and get smarter debt recommendations powered by AI.
Available on iPhone and Android.
More than tracking. A smarter way to pay down debt.
Xsolvere helps you organize every card, understand your utilization, and create a personalized plan to become debt free faster.
Credit utilization insights
Know exactly which card is hurting your progress.
Xsolvere shows your balances, limits, APRs, minimum payments, and utilization in one clean dashboard so you can understand where to focus first.
Utilization
68% → 42%
Cards tracked
4
Smart recommendation
Focus extra payments where they make the biggest impact.
Personalized payoff strategy
Turn your credit cards into a clear payoff plan.
Get smart payment recommendations, track your debt-free forecast, and stay on top of due dates with reminders that keep your plan moving.
Next payment
$44.18
Debt-free target
Aug 2027
Smart recommendation
Focus extra payments where they make the biggest impact.
Features
Everything you need to take control of debt.
AI-Powered Plans
Smart debt payoff plans based on your balances, utilization, and payment goals.
High-APR Elimination
Prioritize expensive debt and focus on the moves that save more interest.
Credit Utilization Insights
Understand how your card balances affect your credit health.
Debt Free Target
See your estimated payoff date and track your progress over time.
Smart Payments
Get personalized payment suggestions that help your balance move down faster.
Secure & Private
Built with privacy-focused design to help protect your financial data.